Head to head
Braintree vs PayPal Invoicing
Both platforms are scored with the same methodology and the same category rubric. Nothing on this page is influenced by advertising.
51/100 | 63/100Higher score | |
|---|---|---|
| Category rank | #7 | #3 |
| Confidence | High confidence | High confidence |
| External Reputation | 70 | 81 |
| AI Authority | 29 | 42 |
| Web Authority | 44 | 67 |
| Expert Assessment | 61 | 56 |
| TOP10 User Score | — | — |
| Pricing | 2.89% + $0.29 per card/wallet transaction (US standard merchants) · free tier: None — transaction pricing only, no free plan; use is subject to eligibility, application and approval by PayPal | Pay by Bank (ACH) 1% with a $10 fee cap per invoice payment · free tier: Invoicing itself is free — no monthly fee and no per-invoice fee; included with any PayPal account |
| Pricing model | Usage-based | Usage-based (per-transaction, no subscription) |
| Best for | US-centric online businesses with developer resources and meaningful volume whose customers use PayPal and Venmo, and pre-approved 501(c)(3) nonprofits seeking a below-standard rate. | Solo freelancers, contractors and micro-businesses billing modest monthly volume — especially those with international clients — who value zero fixed cost and payer convenience over rate optimisation, and who already accept PayPal. |
| Avoid if | You are small or pre-revenue and need instant self-serve activation, run a high refund rate, have no developer capacity, or need fast human support during a funds dispute. | You issue high-value invoices where percentage fees dwarf a SaaS subscription, cannot survive a cash-flow interruption of up to 180 days, operate in a higher-risk category, or need full double-entry accounting, multi-entity support or approval workflows. |
| Markets | Enterprise, Mid-market, SMB, Nonprofits (501(c)(3)) | Freelancers, SMB, Micro-business, Enterprise (custom interchange-plus via Contact Sales) |
| Founded | — | — |
| Headquarters | — | 2211 N 1st St, San Jose, CA 95131, USA |
A higher TOP SCORE means more of the evidence favours that platform on this methodology — it is not a recommendation, and it does not account for your specific requirements. Advertisers are never declared the winner of a comparison.