Head to head

XTB vs Interactive Brokers

Both platforms are scored with the same methodology and the same category rubric. Nothing on this page is influenced by advertising.

 
48/100
66/100Higher score
Category rank#11#2
ConfidenceHigh confidenceHigh confidence
External Reputation7662
AI Authority1057
Web Authority3775
Expert Assessment7076
TOP10 User Score
Pricing0% commission on stocks & ETFs up to 100,000 EUR monthly turnover · free tier: No minimum deposit; free account opening and maintenance for all active clients; free market data for active traders0.20 bps x trade value, USD 2.00 minimum per order (Tier I, spot currencies) · free tier: None — no account minimums claimed, but no free trading tier
Pricing modelCommission-free / spread-based with tiered equity commissionUsage-based (per-trade commission, tiered by monthly volume)
Best forEuropean retail traders with modest volumes who want one app for real shares/ETFs plus occasional CFD trades, keep equity turnover under 100,000 EUR a month, fund in the asset's currency, and trade often enough to dodge the inactivity fee.European self-directed traders placing large FX tickets (roughly USD 1m+ notional per order) who want explicit commission pricing and FX inside a broad multi-asset account.
Avoid if You are a high-volume or scalping trader needing raw spreads, a multi-currency investor unwilling to pay 0.5% per conversion, someone who withdraws small amounts, or anyone who depends on fast human support during a dispute. You place frequent small FX orders or constantly amend orders — the per-order minimum and cancel-and-replace commission treatment push effective costs far above the advertised rate.
MarketsRetail, InstitutionalRetail self-directed traders, Active/high-volume traders, Professional traders
Founded2004
HeadquartersWarsaw, Poland (UK contact address: Level 9, One Canada Square, Canary Wharf, London E14 5AA)

A higher TOP SCORE means more of the evidence favours that platform on this methodology — it is not a recommendation, and it does not account for your specific requirements. Advertisers are never declared the winner of a comparison.