Head to head
XTB vs Trading 212
Both platforms are scored with the same methodology and the same category rubric. Nothing on this page is influenced by advertising.
48/100 | 63/100Higher score | |
|---|---|---|
| Category rank | #11 | #3 |
| Confidence | High confidence | High confidence |
| External Reputation | 76 | 93 |
| AI Authority | 10 | 28 |
| Web Authority | 37 | 56 |
| Expert Assessment | 70 | 68 |
| TOP10 User Score | — | — |
| Pricing | 0% commission on stocks & ETFs up to 100,000 EUR monthly turnover · free tier: No minimum deposit; free account opening and maintenance for all active clients; free market data for active traders | £0 / €0 commission on real stocks and ETFs · free tier: Free account opening and holding, free demo account, no inactivity or account fee |
| Pricing model | Commission-free / spread-based with tiered equity commission | Usage-based |
| Best for | European retail traders with modest volumes who want one app for real shares/ETFs plus occasional CFD trades, keep equity turnover under 100,000 EUR a month, fund in the asset's currency, and trade often enough to dodge the inactivity fee. | First-time UK or EU investors putting small, regular amounts into global stocks and ETFs from a phone, holding for years, who will enable cash interest and fund the multi-currency wallet to avoid FX charges. |
| Avoid if | You are a high-volume or scalping trader needing raw spreads, a multi-currency investor unwilling to pay 0.5% per conversion, someone who withdraws small amounts, or anyone who depends on fast human support during a dispute. | You need phone support or fast resolution of verification, account or withdrawal problems, you are an active or advanced trader needing full order types and tight spreads, or you want funds, bonds, advice-led products or a desktop terminal. |
| Markets | Retail, Institutional | Retail investors, Beginners, Buy-and-hold investors |
| Founded | 2004 | 2006 |
| Headquarters | Warsaw, Poland (UK contact address: Level 9, One Canada Square, Canary Wharf, London E14 5AA) | London, United Kingdom |
A higher TOP SCORE means more of the evidence favours that platform on this methodology — it is not a recommendation, and it does not account for your specific requirements. Advertisers are never declared the winner of a comparison.