TOP10PLATFORMS
For business

Mercury

Free business checking and wires for startups, via partner banks

mercury.com ↗San Francisco, California, United StatesClaim this profile

TOP SCORE™

63/100

#2 of 9 Financial

High confidence

Score breakdown

What makes up this score

External Reputation75
  • 3 independent review sources
  • 2,739 third-party reviews counted
AI Authority46
  • 4 answer engines measured
  • cross-model consistency 0.73
Web Authority64
  • 29 web authority signals
  • average citing-domain authority 40.4
Expert Assessment64
  • 100% of the category rubric covered
TOP10 User Score—
  • No approved user reviews yet

Explanation

Why Mercury ranks #2

Mercury ranks #2 of 9 financial with a TOP SCORE of 63.

The category leader scores 64, a gap of 1 points.

That is 6 points above the category average of 56.

Its strongest component is External Reputation at 75; its weakest is AI Authority at 46.

No usable evidence was found for TOP10 User Score, so that weight was redistributed across the components that are evidenced.

Generated from the recorded evidence behind this score, not from editorial opinion. How scoring works.

Score history

How the score has moved

54 → 63 ↑8.5

05010030 Aug16 Oct

External reputation

What third-party sources publish

SourcePublishedNormalisedReviewsLast checkedMethod
Capterra ↗4.8/5962430 Aug 2026permitted crawl
G2 ↗4.5/59012131 Aug 2026permitted crawl
Trustpilot ↗4.1/5822.6k31 Aug 2026permitted crawl

AI visibility

How answer engines treat this platform

EngineMentionRecommendationCitationAvg positionQueriesMeasured
claude sonnet 5 grounded58%33%8%2.9124 Oct 2026
claude sonnet 5 parametric92%50%0%3.3124 Oct 2026
claude sonnet 5 parametric15%15%0%1.0203 Sept 2026
claude sonnet 5 grounded10%5%5%5.0203 Sept 2026
claude sonnet 5 parametric75%50%0%2.71231 Aug 2026
claude grounded15%15%0%2.02030 Aug 2026
claude parametric20%10%0%4.82030 Aug 2026

Web authority

Citations and independent coverage

TOP10 users

What our users report

—

0 reviews

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Company information

The facts on file

Description
Mercury is a US fintech banking platform — not a bank — offering business checking and savings through partner banks including Choice Financial Group and Column N.A., with free domestic and international USD wires, virtual and physical cards, bill pay and invoicing. It targets US-incorporated startups, VC-backed companies and SMBs, including multi-entity structures needing shared controls. Deposits are eligible for up to $5M in pass-through FDIC insurance via partner sweep networks.
Category
Financial
Headquarters
San Francisco, California, United States
Products
Mercury business checking and savings, Mercury Plus, Mercury Pro, Mercury Treasury, IO Corporate Card (issued by Patriot Bank), Virtual and physical debit cards with merchant lock, Bill pay and invoicing, Expense reimbursements
Markets
Startups, SMB, VC-backed companies, Agencies and professional services, E-commerce, Accounting firms, Multi-entity businesses
Countries
United States
Integrations
NetSuite (Pro tier required for enriched automations), Invoicing API (500 calls/month on Plus, unlimited on Pro)
Pricing
$35/month (Mercury Plus), or $29.90/month billed annually · free tier: $0/month Mercury plan: checking and savings, free domestic and international USD wires, virtual and physical debit cards, corporate credit cards, security protocols; expense reimbursement capped at 5 active users/month pricing page ↗
Regulatory
Mercury is a financial technology company, not a bank, and is not itself FDIC-insured; banking services are provided by partner banks (Choice Financial Group, Column N.A. and, per older disclosures, Evolve Bank & Trust), with the IO Card issued by Patriot Bank under Mastercard licence. FDIC insurance is pass-through and conditional on sweep-network requirements being satisfied, so the advertised $5M ceiling is not equivalent to direct bank insurance. SOC 2 is confirmed; HIPAA and GDPR support are not stated. State money-transmitter or other licence detail was not verified in this session.
Official website
https://mercury.com ↗
Last verified
31 Aug 2026

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Head to head

Category context

  • This platform63
  • Category leader64
  • Category average56
See the full Financial ranking →

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