TOP10PLATFORMS
For business

Wise Business

Multi-currency business account for cross-border payments at mid-market rates

wise.com ↗Claim this profile

TOP SCORE™

59/100

#4 of 9 Financial

High confidence

Score breakdown

What makes up this score

External Reputation76
  • 3 independent review sources
  • 299,134 third-party reviews counted
AI Authority37
  • 3 answer engines measured
  • cross-model consistency 0.4
Web Authority52
  • 33 web authority signals
  • average citing-domain authority 29.2
Expert Assessment68
  • 100% of the category rubric covered
TOP10 User Score—
  • No approved user reviews yet

Explanation

Why Wise Business ranks #4

Wise Business ranks #4 of 9 financial with a TOP SCORE of 59.

The category leader scores 64, a gap of 5 points.

That is 3 points above the category average of 55.

Its strongest component is External Reputation at 76; its weakest is AI Authority at 37.

No usable evidence was found for TOP10 User Score, so that weight was redistributed across the components that are evidenced.

Generated from the recorded evidence behind this score, not from editorial opinion. How scoring works.

Score history

How the score has moved

51 → 59 ↑7.5

05010030 Aug1 Sept

External reputation

What third-party sources publish

SourcePublishedNormalisedReviewsLast checkedMethod
G23.9/5789630 Aug 2026permitted crawl
Trustpilot ↗4.3/586298.9k31 Aug 2026permitted crawl
Capterra ↗3.7/5748831 Aug 2026permitted crawl

AI visibility

How answer engines treat this platform

EngineMentionRecommendationCitationAvg positionQueriesMeasured
claude sonnet 5 parametric100%100%0%1.01231 Aug 2026
claude grounded10%10%5%3.52030 Aug 2026
claude parametric10%10%0%1.52030 Aug 2026

Web authority

Citations and independent coverage

TOP10 users

What our users report

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Company information

The facts on file

Description
Wise Business is an international business account — not a bank account — that lets companies hold, send and receive money in over 40 currencies across more than 70 countries at the mid-market exchange rate. It provides local account details for receiving payments, batch payments, invoicing and an API, and is aimed at UK SMEs, freelancers, agencies and ecommerce sellers with recurring cross-border flows. Wise Payments Limited is an FCA-authorised electronic money institution; balances are safeguarded rather than FSCS-protected.
Category
Financial
Products
Wise Business multi-currency account, Local account details for receiving payments, Batch payments (up to 1,000 payments in one click), Invoicing, payment links and QR codes, Direct debits, Wise API for payment automation
Markets
SMB, Freelancers, Agencies, Ecommerce sellers
Countries
United Kingdom, Payments to 70+ countries
Integrations
Wise API (payment automation)
Pricing
£50 one-time setup fee (Advanced plan, not a subscription) · free tier: Essential plan — free to open, for basic spending and transferring; receiving money, direct debits and getting-paid features are excluded pricing page ↗
Regulatory
Wise Payments Limited is an FCA-authorised electronic money institution under the Electronic Money Regulations 2011, with permission to issue e-money and provide payment services. It is not a bank and holds no UK banking licence; the Wise account is not a bank account. Ordinary e-money and payment services are not covered by FSCS deposit protection — customer funds are safeguarded (kept separate from the firm's own money or covered by insurance/comparable guarantee), which may involve an insolvency process if the firm fails.
Official website
https://wise.com/gb/business/ ↗
Last verified
31 Aug 2026

Compare

Head to head

Category context

  • This platform59
  • Category leader64
  • Category average55
See the full Financial ranking →

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