Head to head

Adyen vs Square Online

Both platforms are scored with the same methodology and the same category rubric. Nothing on this page is influenced by advertising.

 
58/100
68/100Higher score
Category rank#4#1
ConfidenceHigh confidenceHigh confidence
External Reputation7077
AI Authority3640
Web Authority6186
Expert Assessment6872
TOP10 User Score
Pricing$0.13 fixed processing fee plus Interchange++ + 0.60% per Visa/Mastercard transaction (indicative) · free tier: None — no self-serve signup or free plan; no monthly, set-up, integration or closure feesNot published — Square Plus is paid per active location; exact per-location dollar figure not confirmed on the vendor plans page · free tier: Square Free — no monthly subscription cost; you only pay processing fees when you take a payment, with all POS modes and Square Banking included
Pricing modelUsage-based (per-transaction Interchange++ pass-through, negotiated contract)Freemium
Best forEstablished cross-border online and omnichannel merchants with meaningful card volume (realistically seven figures annually or more), in-house developer resources, and a need for interchange pass-through pricing plus deep local payment methods across multiple currencies.Single-location or few-location retail, food and service sellers who already use or want Square in person, need one catalogue and one payout account, and want to launch a store at zero subscription risk.
Avoid if You are a small or early-stage seller needing a published flat rate and self-serve signup, you reach Adyen only indirectly through a platform or EPOS provider, you cannot absorb a payout delay or need fast human support, or you operate in a restricted or high-risk vertical. You run many locations (per-location billing multiplies the cost of one website), you need deep template and brand control for a design-led DTC store, you take heavy international card volume, or you want payments decoupled from your site platform.
MarketsMid-market, Enterprise, Platforms and marketplaces, Omnichannel retailSMB, Retail, Food & Beverage, Services
Founded
HeadquartersAmsterdam, Netherlands

A higher TOP SCORE means more of the evidence favours that platform on this methodology — it is not a recommendation, and it does not account for your specific requirements. Advertisers are never declared the winner of a comparison.