Head to head

QuickBooks Online vs Wave

Both platforms are scored with the same methodology and the same category rubric. Nothing on this page is influenced by advertising.

 
70/100Higher score
56/100
Category rank#1#5
ConfidenceHigh confidenceHigh confidence
External Reputation8069
AI Authority7351
Web Authority5751
Expert Assessment6244
TOP10 User Score
PricingUSD $38/month (Simple Start, 1 user; promo $3.80/mo for 3 months) · free tier: 30-day free trial, offered as an alternative to a 90%-off-for-three-months promotion$19 USD/month (or $190 USD/year); $25 CAD/month, $250 CAD/year — promo observed at $9.50 USD/month for first 3 months · free tier: Starter $0: unlimited estimates, invoices, bills and bookkeeping records, mobile invoicing, cash flow and customer dashboard; documents sent via link or PDF only; Wave branding retained
Pricing modelSubscriptionFreemium subscription plus per-transaction payment fees
Best forUS small businesses of roughly 3-25 people that already need double-entry accounting — inventory, job costing, sales tax, an external accountant — and want invoicing to live in the same ledger.US and Canadian freelancers and micro-businesses invoicing in USD/CAD at low volume — roughly under 10 card transactions a month, or mostly via 1% ACH — who want free invoicing plus double-entry bookkeeping in one ledger and can tolerate 1–7 day settlement.
Avoid if You are a freelancer or solo operator who only sends invoices, you need batch invoice sending without paying $340/mo, or you require a firm all-in monthly cost including card-processing fees. Your cash flow cannot absorb a payment hold or risk review, you process more than about 10 card transactions a month, you operate outside the US/Canada or need Quebec payroll, or you require weekend, phone or fast-escalation support.
MarketsSMB, AccountantsFreelancers, Sole traders, Micro-business, SMB
Founded
Headquarters

A higher TOP SCORE means more of the evidence favours that platform on this methodology — it is not a recommendation, and it does not account for your specific requirements. Advertisers are never declared the winner of a comparison.