Head to head
Wise Business vs Revolut Business
Both platforms are scored with the same methodology and the same category rubric. Nothing on this page is influenced by advertising.
58/100Higher score | 46/100 | |
|---|---|---|
| Category rank | #4 | #12 |
| Confidence | High confidence | High confidence |
| External Reputation | 76 | 69 |
| AI Authority | 37 | 15 |
| Web Authority | 52 | 52 |
| Expert Assessment | 62 | 47 |
| TOP10 User Score | — | — |
| Pricing | £50 one-time setup fee (Advanced plan, not a subscription) · free tier: Essential plan — free to open, for basic spending and transferring; receiving money, direct debits and getting-paid features are excluded | From £10/month (Basic, UK, monthly only) · free tier: None — Basic starts at £10/month; no free account option for limited companies |
| Pricing model | Freemium with one-time feature unlock fee | Subscription |
| Best for | Exporters, agencies, ecommerce sellers and freelancers whose main pain is FX margin on recurring cross-border payments, especially those paying many overseas contractors via batch payments, while keeping core working capital at a licensed bank. | Cross-border SMEs and scale-ups of roughly 5–100 people on Grow or Scale doing £15,000–£60,000 of monthly FX, who want transfers, cards, expenses and payables in one subscription plus bulk runs and API automation. |
| Avoid if | You need to hold large working capital in one place, require overdraft, lending or cash deposits, operate a UK-only domestic business, or could not survive a sudden account freeze or closure. | Your business cannot survive a multi-week payment outage (payroll bureaux, freight forwarders, suppliers on credit terms), you handle cash or cheques, you do under ~£1,000/month of FX, you need a named relationship manager below Enterprise, or you operate in a high-risk or complex-ownership sector likely to trigger prolonged due diligence. |
| Markets | SMB, Freelancers, Agencies, Ecommerce sellers | SMB, Scale-ups, Agencies, E-commerce, Enterprise |
| Founded | — | — |
| Headquarters | — | 30 South Colonnade, London E14 5HX, United Kingdom |
A higher TOP SCORE means more of the evidence favours that platform on this methodology — it is not a recommendation, and it does not account for your specific requirements. Advertisers are never declared the winner of a comparison.