Helcim

Interchange-plus payment processing for US and Canadian SMBs

helcim.comCalgary, Alberta, Canada (US office: Seattle, Washington)Founded 2007Claim this profile

TOP SCORE™

51/100

#6 of 10 Payment Providers

High confidence

Score breakdown

What makes up this score

External Reputation74
  • 3 independent review sources
  • 1,136 third-party reviews counted
AI Authority28
  • 3 answer engines measured
  • cross-model consistency 0.97
Web Authority44
  • 18 web authority signals
  • average citing-domain authority 38.9
Expert Assessment56
  • 100% of the category rubric covered
TOP10 User Score
  • No approved user reviews yet

Explanation

Why Helcim ranks #6

Helcim ranks #6 of 10 payment providers with a TOP SCORE of 51.

The category leader scores 69, a gap of 17 points.

That is 3 points below the category average of 54.

Its strongest component is External Reputation at 74; its weakest is AI Authority at 28.

No usable evidence was found for TOP10 User Score, so that weight was redistributed across the components that are evidenced.

Generated from the recorded evidence behind this score, not from editorial opinion. How scoring works.

Score history

How the score has moved

4851 3.1

05010030 Aug1 Sept

External reputation

What third-party sources publish

SourcePublishedNormalisedReviewsLast checkedMethod
G23.9/5781930 Aug 2026permitted crawl
Trustpilot4.1/5821.1k31 Aug 2026permitted crawl
Capterra3.7/5743531 Aug 2026permitted crawl

AI visibility

How answer engines treat this platform

EngineMentionRecommendationCitationAvg positionQueriesMeasured
claude sonnet 5 parametric20%15%0%4.82031 Aug 2026
claude grounded20%15%20%3.32030 Aug 2026
claude parametric20%20%0%5.02030 Aug 2026

Web authority

Citations and independent coverage

TOP10 users

What our users report

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Company information

The facts on file

Description
Helcim is a full merchant account payment processor for small and medium businesses in the US and Canada, covering online and in-person card, debit and ACH/EFT payments on interchange-plus pricing rather than a flat rate. It bundles free software — POS, invoicing, virtual terminal, recurring billing, hosted checkout and payment pages — with no monthly, PCI or cancellation fees. It suits established omnichannel or online sellers with real monthly volume who are willing to be underwritten like a traditional merchant account.
Founded
2007
Headquarters
Calgary, Alberta, Canada (US office: Seattle, Washington)
Products
Helcim payment processing (Interchange+ merchant account), Online checkout and no-code storefront, Hosted payment pages and payment links, Online invoicing with email/SMS payment requests, Recurring and subscription billing, Customer Vault (stored cards and bank accounts), Virtual terminal for phone/mail orders, Helcim POS software, Tap to Pay on iPhone, Helcim Smart Terminal and Card Reader, APIs and HelcimPay.js
Markets
SMB, Mid-market, Omnichannel retail, B2B invoicing
Countries
United States, Canada
Integrations
QuickBooks Online, Xero, WooCommerce, Foxy, HelcimPay.js / Helcim API, Apple Pay, Google Pay
Pricing
Interchange + 0.40% + 8¢ in-person / Interchange + 0.50% + 25¢ keyed & online (under $50K monthly volume) · free tier: No paid plan required — $0 monthly, statement, minimum, setup, annual PCI and cancellation fees; POS, invoicing, virtual terminal, recurring payments, checkout, storefront and payment pages included free. Costs are per-transaction only. pricing page ↗
Regulatory
Helcim Inc. has operated since at least 2007 (site copyright), head office Calgary with a Seattle US office; a separate Helcim USA, Inc. entity appears in BBB listings but was not verified. PCI compliance is asserted via AES-256 encryption of cardholder data, with the annual PCI self-assessment provided free. NOT VERIFIED in this session: money transmitter licensing, acquiring bank partner, SOC 2 status, or PCI DSS Level 1 service provider listing. A $53M Series C is announced on the site but the announcement page was not retrieved.
Last verified
30 Aug 2026

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Head to head

Category context

  • This platform51
  • Category leader69
  • Category average54
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