Head to head
Helcim vs Adyen
Both platforms are scored with the same methodology and the same category rubric. Nothing on this page is influenced by advertising.
51/100 | 58/100Higher score | |
|---|---|---|
| Category rank | #6 | #4 |
| Confidence | High confidence | High confidence |
| External Reputation | 74 | 70 |
| AI Authority | 28 | 36 |
| Web Authority | 44 | 61 |
| Expert Assessment | 56 | 68 |
| TOP10 User Score | — | — |
| Pricing | Interchange + 0.40% + 8¢ in-person / Interchange + 0.50% + 25¢ keyed & online (under $50K monthly volume) · free tier: No paid plan required — $0 monthly, statement, minimum, setup, annual PCI and cancellation fees; POS, invoicing, virtual terminal, recurring payments, checkout, storefront and payment pages included free. Costs are per-transaction only. | $0.13 fixed processing fee plus Interchange++ + 0.60% per Visa/Mastercard transaction (indicative) · free tier: None — no self-serve signup or free plan; no monthly, set-up, integration or closure fees |
| Pricing model | Usage-based (Interchange-plus, no plan tiers) | Usage-based (per-transaction Interchange++ pass-through, negotiated contract) |
| Best for | US or Canadian online or omnichannel businesses doing roughly $25K+/month in card volume with low return and chargeback rates, selling one-time purchases, and able to invoice a meaningful share of revenue over ACH where the $6 cap saves the most. | Established cross-border online and omnichannel merchants with meaningful card volume (realistically seven figures annually or more), in-house developer resources, and a need for interchange pass-through pricing plus deep local payment methods across multiple currencies. |
| Avoid if | You are based outside the US or Canada, process under roughly $3–5K/month, run a pure subscription business hit by the +0.4% recurring surcharge, need a hard predictable per-transaction rate for modelling, cannot supply financial statements during underwriting, or need marketplace split payments and Stripe/Adyen-scale global multi-currency. | You are a small or early-stage seller needing a published flat rate and self-serve signup, you reach Adyen only indirectly through a platform or EPOS provider, you cannot absorb a payout delay or need fast human support, or you operate in a restricted or high-risk vertical. |
| Markets | SMB, Mid-market, Omnichannel retail, B2B invoicing | Mid-market, Enterprise, Platforms and marketplaces, Omnichannel retail |
| Founded | 2007 | — |
| Headquarters | Calgary, Alberta, Canada (US office: Seattle, Washington) | Amsterdam, Netherlands |
A higher TOP SCORE means more of the evidence favours that platform on this methodology — it is not a recommendation, and it does not account for your specific requirements. Advertisers are never declared the winner of a comparison.